The Alexis Hoard

How to Start Your Financial Independence Journey: A Guide for Beginners

According to recent data from the Federal Reserve, over 64% of Americans live paycheck to paycheck, with minimal savings for emergencies or retirement. Alarmingly, only about 39% feel financially prepared…

November 2, 2024No Comments

finance

Debt Relief Program: What You Need to Know Before You Enroll

Debt is an increasingly common burden in the U.S., with the average American household owing $101,915, according to recent Federal Reserve data. Over 80% of Americans are in debt, spanning…

October 31, 2024No Comments

wealth

Saving vs Investing: How to Pick the Best Option

Are Americans saving enough, or is investing the better bet for long-term growth? Studies show that nearly 58% of Americans have less than $1,000 saved, while only 32% actively invest…

October 27, 2024No Comments

budgets

10 Best Budgeting Hacks How to Save Money Every Month

Have you ever got to the last week of the month and found yourself missing every dime that you worked for? This feeling is quite common. Most people struggle with…

October 26, 2024No Comments

Blog

How to Build Self-Confidence from the Ground Up

I'm well aware of the process of increasing confidence in oneself. I faced a difficult situation several years ago when I was trapped in self-doubt and a lack of confidence…

October 25, 2024No Comments

finance

10 Best Steps on How to Improve Your Credit Score While Paying Off Debt

A few years ago, I found myself in a tough financial spot. My debt was piling up, and despite my best efforts, my credit score just wouldn’t budge. Every month,…

October 24, 2024No Comments

finance management stusent loan

10 Best strategies on How To Pay Off Student Loan Fast

Sarah is the girl in question. When she graduated, she stood proudly on stage, holding a certificate and surrounded by her best and dearest people. Like countless other graduates, she…

October 18, 2024No Comments

finance medical

12 Best Ideas to Pay Off Medical Debt Without Ruining Your Credit

I clearly remember the sinking feeling of anxiety when the medical bills started piling up at an alarming rate. I was already dealing with the stress of recovering from an…

October 18, 2024No Comments

debt mamanagent personal finance

10 Best Ways to Avoid Debt During the Holiday

Introduction: The Holiday Spending and Avoid Debt As the year comes to an end, everybody is anxious for the holiday: the air is filled with joy, sparkling decorations are hung,…

October 17, 2024No Comments

budgets finance money

10 Questions To Consider When Combining Finances With a New Partner

My spouse and I had a difficult time approaching the topic of combining finances. We built up spending habits, varied financial end objectives, and, most significantly, we each had…

October 17, 2024No Comments